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  Unsecured Credit Cards (Bad Credit)

 
If you have bad credit, or not credit at all, unsecured credit cards are a great way to get your credit history on track. These credit cards do not require a security deposit and are best for individuals trying to build or improve poor credit. ** If you don't qualify for an unsecured credit card, try a secured card. Or use a prepaid debit card instead-- approval is 100% guaranteed!
 Available Offers:
-10- Cards Found 
 Orchard Bank® Platinum Mastercard®

  As low as 10.65% variable APR.

  • Associated Fees: Annual fee: $39-$59 , Processing Fee: $19-$49
  • Short risk-free inquiry form determines the best card for you! Plus, periodic credit limit increase reviews and free online account management & payment.

 * Also available Orchard Bank GOLD

Intro APR
Intro Period
Ongoing APR
Annual Fee
Setup Fees
Other Fees
N/A
N/A
10.65% (V)
$39-$59
$19-$49
N/A
 PREMIER Mastercard® or Visa®

Apply Now!

  Get a low APR on purchases!

  • Associated Fees: Annual fee: $48, Setup Fee: $29, Program Fee: $95
    Monthly Participation Fee: $6.00/month
  • A credit card for those with less than perfect credit, with over 3 million
    credit card holders! Monthly reporting to 4 major credit bureaus.

 * Also available First Premier GOLD

Intro APR
Intro Period
Ongoing APR
Annual Fee
Setup Fees
Other Fees
N/A
N/A
9.90% (V)
$48
$29 + $95
$6.00/month
 Centennial Mastercard® or Visa®

  Get a low APR on purchases!

  • Associated Fees: Annual fee: $48, Setup Fee: $29, Program Fee: $95
    Monthly Participation Fee: $6.00/month
  • A credit card for those with less than perfect credit, with over 3 million
    credit card holders! Monthly reporting to 4 major credit bureaus.

 * Also available Centennial GOLD

Intro APR
Intro Period
Ongoing APR
Annual Fee
Setup Fees
Other Fees
N/A
N/A
9.90% (V)
$48
$29 + $95
$6.00/month
 Orchard Bank® Silver Mastercard®

  As low as 15.65% variable APR.

  • Associated Fees: Annual fee: $49 , Processing Fee: $19-$49
  • Short risk-free inquiry form determines the best card for you! Plus, periodic credit limit increase reviews and free online account management & payment.
Intro APR
Intro Period
Ongoing APR
Annual Fee
Setup Fees
Other Fees
N/A
N/A
15.65% (V)
$49
$19-$49
N/A
 Rewards 660 Visa®

  As low as 19.92% variable APR.

  • Associated Fees: Annual fee: $48, Setup fee: $97, Program fee: $95
  • Get an instant online approval! Reward yourself by making on-time
    payments and earning regular, automatic credit limit increases.
Intro APR
Intro Period
Ongoing APR
Annual Fee
Setup Fees
Other Fees
N/A
N/A
19.92% (V)
$48
$97 + $95
$10.00/month
 Imagine Gold Mastercard®

  As low as 19.75% variable APR.

  • Associated Fees: Annual fee: $100, Processing Fee: $4.95, Monthly
    Maintenance Fee: $11.95/month
  • Reports to all 3 major Credit Bureaus! Guaranteed credit line of $300 with
    credit increases for good standing accounts after 6 months. **
Intro APR
Intro Period
Ongoing APR
Annual Fee
Setup Fees
Other Fees
N/A
N/A
19.75% (V)
$100
$4.95
$11.95/month
 Total Visa® by Plains Commerce Bank

  As low as 19.92% variable APR.

  • Associated Fees: Annual fee: $48, Setup fee: $56, Program fee: $96
  • Starting credit line of at least $250. Credit increases available with positive payment history. Reports to all three major credit bureaus!
Intro APR
Intro Period
Ongoing APR
Annual Fee
Setup Fees
Other Fees
N/A
N/A
19.92% (V)
$48
$96+$56
$8.00/month
 Tribute Mastercard® Card

  As low as 19.75% variable APR.

  • Associated Fees: Annual fee: $150, Setup fee: $29, Monthly
    Maintenance Fee: $6.50/month
  • Receive a 30-second online response. There's no fee to apply. Start
    building or improving your credit today!
Intro APR
Intro Period
Ongoing APR
Annual Fee
Setup Fees
Other Fees
N/A
N/A
19.75% (V)
$150
$29
$6.50/month
 NMB Platinum Visa® or MasterCard®

  As low as 19.50% variable APR.

  • Associated Fees: Annual fee: $59, Processing fee: $69.95
  • Bad credit? Get guaranteed approval w/ no credit check! Credit line of $300
    to $5000, depending on deposit. Plus, get great travel rewards!
Intro APR
Intro Period
Ongoing APR
Annual Fee
Setup Fees
Deposit
N/A
N/A
19.50% (V)
$59
$69.95
$300-$5000
 BuyRight Prepaid MasterCard®

Apply Now!

  Use anywhere MasterCard is accepted (over 30 million locations)

  • FREE BuyRight Membership ($5000 credit line)
  • Acceptance Fee: $29.95 (one-time), Monthly Maintenance Fee: $7.95
  • Numerous funding options and benefits. No credit check, bank account, or security deposit required. Rebuild -or- establish your credit!

 * REPORTS CARD ACTIVITY to credit agencies.

Deposit
Interest Rate
Annual Fee
Setup Fees
Other Fees
Credit Limit
N/A
N/A
None
$29.95
$7.95/month
N/A
 Note: Depending on your credit history, you may/or may not qualify for the rates indicated on this page. In some cases, other terms will be offered.
Find a great unsecured credit card, but not ready to apply yet?
* Come back to this section later: *

Bad Credit Credit Card - Unsecured Cards

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